body {
background-color:#FFFFFF;
}

p {
	margin: 20px 20px 10px 20px;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: center;
	font-size: 14pt;
	color: #000088;
	font-weight: normal;
	font-style: normal;
	font-variant: normal;
	text-transform: none;
}

p.boldcenter {
	margin: 10px 20px 5px 20px;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: center;
	font-size: 14pt;
	color: #000088;
	font-weight: bold;
	font-style: normal;
	font-variant: normal;
	text-transform: none;
}

p.center14 {
	margin: 10px 20px 3px 20px;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: center;
	font-size: 14pt;
	color: #000088;
	font-weight: normal;
	font-style: normal;
	font-variant: normal;
	text-transform: none;
}

p.boldcenter14 {
	margin: 25px 20px 0px 20px;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: center;
	font-size: 14pt;
	color: #000088;
	font-weight: bold;
	font-style: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: underline overline;
}

p.bullet40-12 {
	MARGIN: 15px 20px 15px 40px;
	WORD-SPACING: 0px;
	TEXT-INDENT: -10px;
	LINE-HEIGHT: 120%;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: left;
	font-size: 12pt;
	color: #000088;
	font-weight: normal;
	font-style: italic;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
}

p.bullet40-14 {
	MARGIN: 10px 20px 10px 40px;
	WORD-SPACING: 0px;
	TEXT-INDENT: -10px;
	LINE-HEIGHT: 100%;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: left;
	font-size: 14pt;
	color: #000088;
	font-weight: normal;
	font-style: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
}

p.left {
	margin: 10px 20px 5px 20px;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: left;
	font-size: 14pt;
	color: #000088;
	font-weight: normal;
	font-style: normal;
	font-variant: normal;
	text-transform: none;
}

p.boldcenterleft14 {
	MARGIN: 20px 20px 10px 20px;
	WORD-SPACING: 0px;
	TEXT-INDENT: 0px;
	LINE-HEIGHT: 100%;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: left;
	font-size: 14pt;
	color: #000088;
	font-weight: bold;

}

p.leftitalic14 {
	MARGIN: 0px 20px 5px 40px;
	WORD-SPACING: 0px;
	TEXT-INDENT: -10px;
	LINE-HEIGHT: 100%;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: left;
	font-size: 14pt;
	color: #000088;
	font-weight: normal;
	font-style: italic;
	font-variant: normal;
	text-transform: none;
	text-decoration: underline;
}

p.center14-hc {
	font-family: "Bookman Old Style", verdana, arial;
	margin-bottom:15px;
	margin-left:0px;
	margin-right:0px;
	margin-top:15px;
	text-align:center;
	font-size:14pt;
	color:#000088;
}

p.center10 {
	font-family: "Bookman Old Style", verdana, arial;
	margin-bottom:5px;
	margin-left:5px;
	margin-right:5px;
	margin-top:5px;
	text-align:center;
	font-size:10pt;
	color:#000088;
	line-height: 150%;
}

p.bottomadd {
	font-family: "Bookman Old Style", verdana, arial;
	margin-bottom:0px;
	margin-left:0px;
	margin-right:0px;
	margin-top:0px;
	text-align:center;
	font-size:10pt;
	color:#000088;
	line-height: 100%;
}

p.skypeme {
	font-family: "Bookman Old Style", verdana, arial;
	margin-bottom:15px;
	margin-left:0px;
	margin-right:0px;
	margin-top:15px;
	text-align:center;
	font-size:14pt;
	color:#87C80A;
}

.left40-14 {
	MARGIN: 10px 20px 10px 50px;
	WORD-SPACING: 0px;
	TEXT-INDENT: -20px;
	LINE-HEIGHT: 110%;
	font-family: "Bookman Old Style", verdana, arial;
	text-align: left;
	font-size: 14pt;
	color: #000088;
	font-weight: normal;
	font-style: normal;
	font-variant: normal;
	text-transform: none;
	text-decoration: none;
}

.linkleft12 {
	font-family:"Bookman Old Style", verdana, arial;
	text-align:left;
	margin-left: 20px;
	margin-right: 5px;
	font-size:12pt;
	line-height: 120%;
	text-indent:-10px;
	margin-top:10px;
	margin-bottom:5px
}
.linkleft11 {
	font-family:"Bookman Old Style", verdana, arial;
	text-align:left;
	margin-left: 30px;
	margin-right: 0px;
	font-size:11pt;
	line-height: 100%;
	margin-top:10px;
	margin-bottom:5px
	}

.boldcenter18 {
	font-family:"Courier New";
	font-size:18px;
	font-weight: bold;
	text-indent: 0px;
	word-spacing: 0px;
	line-height: 150%;
	margin-left: 0px;
	margin-right: 0px;
	margin-top: 10px;
	margin-bottom: 10px;
	text-align: center;
}

ol {
	font-family: "Bookman Old Style", verdana, arial;
	font-size: 12pt;
	font-weight: bold;
	font-style: normal;
	font-variant: normal;
	line-height: normal;
	vertical-align: top;
	text-align: left;
	text-indent: 20px;
	color: #000088;
}

ul {
	font-family: "Bookman Old Style", verdana, arial;
	text-align: left;
	font-size: 14pt;
}

h1           {
	font-family: "Bookman Old Style", verdana, arial;
	font-size: 18pt;
	font-style: italic;
	word-spacing: 0px;
	line-height: 120%;
	text-indent: 0px;
	text-align: right;
	margin-left: 0px;
	margin-right: 10px;
	margin-top: 5px;
	margin-bottom: 5px;
	color:#000088;
}

h2           {
	font-family: "Bookman Old Style", verdana, arial;
	font-size: 12pt;
	font-style: italic;
	font-weight: bold;
	text-align: right;
	word-spacing: 0px;
	text-indent: 0px;
	line-height: 120%;
	margin-left: 0px;
	margin-right: 10px;
	margin-top: 5px;
	margin-bottom: 5px;
	color:#000088;
}

h3           {
	font-family: "Bookman Old Style", verdana, arial;
	font-size: 14pt;
	font-weight: bold;
	word-spacing: 0px;
	line-height: 120%;
	margin-right: 20px;
	margin-top: 10px;
	margin-bottom: 10px;
	text-align: left;
	color: #000088;
	text-indent: -40px;
	margin-left: 80px;
	
}

h4           {
	font-family: "Bookman Old Style", verdana, arial;
	font-size: 24pt;
	text-align: center;
	word-spacing: 0px;
	line-height: 120%;
	margin-left: 15px;
	margin-right: 15px;
	margin-top: 20px;
	margin-bottom: 30px;
	text-decoration: underline overline;
	color:#000088;
	font-weight:normal;
	line-height: 150%;
}

h5           {
	font-family: "Bookman Old Style", verdana, arial;
	font-size: 12pt;
	font-style: italic;
	font-weight: bold;
	text-indent: 0px;
	word-spacing: 0px;
	line-height: 100%;
	margin-left: 30px;
	margin-right: 30px;
	margin-top: 0px;
	margin-bottom: 5px;
	color:#000088;
}

A:link {
	color: #000099;
	}

A:visited {
	color:#993399;
}

A:active {
	color:#FF9900;
}

A:hover {
	color:maroon;
}


table.xborder {
	border: 5px #FF9900 double;
	width: 800px;
	background-color: #ffffcc;
	}

td.upupleft {
	border-bottom: 2px solid #FF9900;
	height:130px;
	width:175px;
	text-align:center;
	vertical-align:middle;
}

td.upupright {
	border-bottom: 2px solid #FF9900;
	height:130px;
	text-align:center;
	vertical-align:middle;
}

td.upleft {
	border-bottom: 2px solid #FF9900;
	height:130px;
	width:175px;
	text-align:center;
	vertical-align:middle;
}

td.upmiddle {
	border-bottom: 2px solid #FF9900;
	height:130px;
	width: 475px;
	text-align:center;
	vertical-align:middle;
}

td.upright {
	border-bottom: 2px solid #FF9900;
	height:130px;
	width: 150px;
	text-align:center;
	vertical-align:middle;
}

td.middleleft {
	border-right: 1px solid #FF9900;
	border-bottom: 1px solid #FF9900;
	height:800px;
	width:175px;
	text-align:left;
	vertical-align:top;
}

td.middleright {
	border-bottom: 1px solid #FF9900;
	height:800px;
	vertical-align:top;
	text-align:center;
}

td.down {
	
	border-bottom:1px #FF9900 solid;
}

td.skype {
	text-align:center
}